after paying some more money to my deposit I then realised our actual discount wasn't as much as I first thought.
So we actually got only 2k of the price of our car in the end. Because of my terrible maths skills looks like we may have to go done the finance route for the extra.
Although, not sure if anyone knows the answer to this but:-
If we took out the PCP finance offer for 10k which has the lowest interest rate with a balloon payment of 6k in 3 yrs. And in 2/3months we cleared the 4k which is the initial mthly payments does that mean that we can still have the option of waiting for the 3 years to go to clear the remaining balloon payment. Or must we have to keep making payments for thewhole of the term 36 mths.
I spoke to their finance team and they said I can make lump sum pymts but they didn't make it quite clear if I could do what we plan to do.
Please help if anyone can, we plan on buying the car outright at the end of the term.
Blimey this must be a tricky question to answer