Shop around I used to have a 3008 and the premium varied from £170 with saga to £750 for the same cover with another company . I think L.V came in at about £280.

Loyal customers are seen as mugs by most companies now.

Strange I was quoted £280 by L.V, I was then quoted £310 on a price comparison site with L.V for exactly the same cover, so you really do have to shop around.

 

My insurance went up despite no claims by a considerable amount on my 2008 Allure Diesel. Shopping around and being careful with the mileage I managed to get it literally just below £400 but with 12 years no claims and 16,000 miles I find that expensive for a diesel vehicle, 2016 plate. My original 'loyal customer' quote was a lot worse at £530 but I still think it's a little expensive for what the car is - are there particular issues with the repairs of this vehicle at all? I know I have issues getting new tyres for it - unusual/unpopular size - but can't think of another reason for such a high cost on what is basically a standard family car.

 

Shop around, moved from LV to AA this year and got fully comp for £208 for 208 GT LINE 1.6 BlueHDi

 

I took a quote from LV a while ago, as a matter of interest, bearing in mind I'm a woman, in my 70s with a clean Licence and their quote was ridiculous for my pretty basic 2015 reg'd 2008 which we've had since early 2016. I am with Rias and I managed to get them down this year to £236.45 which includes a ridiculous £20 non-refundable set-up fee 'for arranging the renewal'. Pah!!


I'd shop around for sure.

 

Also like the above poster I live in the South West.

Quite frankly I am amazed at how cheap insurance is down here when I moved 18yrs ago, if yours is really high then look at the area you live and consider moving...lol

2015 XK Dynamic R valued at £35k = £420 with 15yrs protected NCD
2017 Toyota C-HR valued at £16k = £380 company lease so no NCD
2016 GT line 1.2 valued £11k = £292 with no NCB

I am 54 and no points or convictions.

I would say to everyone to shop around at renewal time and NEVER have auto-renewal, just write the date in your diary/calendar for next year.

I ALWAYS use the comparison sites then check the cheapest of those out on the review sites, if they have less than 4 stars/100 votes I'll pay more.

As to LV, you do realise that the small print of their policy states that they can use USED parts when repairing your car? So I switched from them a few years back and won't touch them. Oh I've tried the likes of Direct Line (NOT on comparison sites) and typically they are at least twice the price.

Appreciate that there are still drivers who purchase their tyres/wipers/batteries from a main dealer, why they do so I have no idea...but clearly more money than sense

 

Just got my renewal notice from Churchill.

2008 1.6 GT Line 120 Bluehdi, fully comp with full NCD and NCD protection, market value not exceeding £75K

Last year premium was £190.40

Renewal premium is £189.28

Never in my life have I seen a drop in premium without moving...

 

Renewal premium is £189.28

.

Oooh - I'll need to take a quote from Churchill!!