i sent an e-mail to adrian flux insurance brokers yesterday asking the question and i got a call back today. basically the lady that spoke to me said none of the policies they know about cover pano roofs under "glass" it's only covered the same as body work. she completely agreed with me that it was stupid considering the ever increasing number of cars with them and efforts had been made to get insurance providers to cover pano's under the normal glass policy but none of them wan't to listen or seem particularly bothered about providing such a service.
the best advice she could offer for the time being was to ensure if possible you have protected no claims so in the event the worst happens you dont wipe out your NCB. glass roofs breaking from what i can see is a rare occurrence but still. we both agreed this is by no means a good solution but it is the best to offer currently.
this afternoon i pinged an e-mail over to aviva asking why such policy inclusions arent included, if there are any plans for them to start being covered, any advice so on and so forth so will wait to hear what they have to say.
Edited by: jonnyg30